For intermediaries

HCB Group can provide Employee Benefit Consultants, Wealth Managers, Financial Advisers, Accountants and other professional services providers with an outsourced health management service.  If you are placing insured or self-insured programmes you will know that in managing those programmes for your clients it is vital that you understand the health risks presented by their workforce.  Active risk management together with early intervention support and case management can deliver lower premiums, and will help you to tailor the benefits for Income Protection, Medical Insurance, Cash Plans, Critical Illness and even Pension Schemes.

 

We can provide you with:

  • Outsourced Employee health management
  • Training for your Consultants and Support Staff
  • Ongoing independent clams management and advice

Nurse-lead case management puts you and your client in control.  You, with your client, decide who to refer to us, we can help you when you should refer them. Our focus is around setting employee expectations with outcome focussed return to work strategies with all concerned parties.

Our training programme helps you to understand the science surrounding absence management, how the services work to maximum impact, the legislative issues you should consider and how best to interface with the services provided by Insurers.

Ongoing claims advice can support you when a claim has to be made or when a claim is challenged. We can help you to look at more tax efficient alternatives to traditional Private Medical Insurance.  A Health Trust puts you in control of the benefits your client offers, making them affordable for more of you workforce.  The benefits can also be built around tax efficient protocols for managing absence and health related issues.